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Road Accident Fund Bridging Finance by Marlin Credit Services

Road Accident Fund Bridging Finance by Marlin Credit Services

Approved Road Accident Fund (RAF) claims can take months to pay out. If you have an APPROVED Road Accident Fund/Third Party Claim with the Road Accident Fund and you are waiting for your Road Accident Fund to pay out, Marlin Credit Services can advance you up to 80 % of your RAF Claim.

Marlin Credit Services has been offering bridging finance since 2000. We pride ourselves in assisting clients with bridging finance in a respectful and dignified manner at all times. Each client matters on a personal and professional level.

Our application process is streamlined and simple to ensure efficient and speedy processing and approval. We can advance up to 80% of RAF Claim and commit ourselves to a 1-hour turnaround time for approval, subject to the transaction requirements being met and the required documents and information being submitted for processing by the appointed RAF attorney dealing with your claim.


Application Process

The Attorney Office submits a completed Discounting Affordability Schedule (client/applicant signs as well) along with the relevant supporting documents and information.

The Assessment is done and outcome given within 1 hour of receipt of the supporting documents and information from Attorney office subject to approval requirements being met.

Upon approval, a Quote and Agreement is issued to the client for signature.

Once the signed Quote and Agreement is received back, pay-out is done with immediate availability to the nominated Attorney Trust account and/or Client’s personal account. (Subject to an Undertaking from the Attorney/Attorney Firm).

Apply for a Bridging Loan



Settlement of the bridging finance is done by the Attorney firm upon pay out received by the Attorney Office from the Road Accident Fund.
No penalty fees for early settlement or settlement after the quoted repayment date.


Bridging Finance Fees & Interest

6% initiation fee (excl. VAT), calculated on the loan amount.
Min. fee R 1500 excl. VAT, Max. fee R 6000 excl. VAT


0.075% per day for the first 45 days.
0.115% per day from day 46 onwards (R1.15 per day per R1000)

*Terms and Conditions Apply

Please feel free to contact us should you wish to find out more about our services.



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